Mortgage Flow Engine
Platform koordinasi aliran kerja LPPSA dengan model Three Powers — KuasaTurbo (Executive), Orchestrator (Legislative), Qontrek (Judicial).
Pembeli
Buyer Journey
Imbasan kesediaan, muat naik dokumen, dan jejak status permohonan LPPSA anda.
- Pre-scan kesediaan
- Muat naik dokumen
- Pilih slot TAC
- Jejak timeline
Ejen
Control Panel
Urus kes-kes permohonan, pantau status dokumen, dan koordinasi TAC dengan pembeli.
- Dashboard kes
- Jejak dokumen
- Jadual TAC
- Batch reminder
Pemaju
Pipeline Dashboard
Pantau prestasi projek dengan data agregat dan analitik penukaran.
- Ringkasan projek
- Kiraan status
- Kadar penukaran
- Log aktiviti
Three Powers Architecture
Executive Layer
- • OCR Extraction
- • Readiness Scoring
- • Payload Assembly
- • Stateless, 7-day TTL
Legislative Layer
- • Workflow State Machine
- • Permission Enforcement
- • Case Lifecycle
- • Stateful, Internal Only
Judicial Layer
- • Proof Events
- • Audit Trail
- • Immutable Records
- • Authority: NEVER claimed
Locked Doctrine (PRD v3.6.1)
Authority Doctrine
"AI prepares data. Buyer authorizes. Agent coordinates. Institution decides."
Evidence Doctrine
"Screenshot is signal, not evidence. Signals allowed early, evidence required later."
Validation Doctrine
"System flags uncertainty, not correctness. All decisions remain human-driven."
Non-Authority Doctrine
"No event generated by the system constitutes approval, rejection, or submission."